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Mortgages

  • Options for home purchase or refinancing 
  • Fixed-rate and adjustable-rate mortgage options available 
  • Local decision-making and processing in Hawaii 
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Home Equity Loan

  • Fixed rates for one-time or short-term borrowing needs 
  • Uses your home’s equity as collateral 
  • Flexible repayment terms with local decision-making 
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Home Equity Line of Credit (HELOC)

  • Ongoing access to funds backed by your home’s equity 
  • Revolving credit that replenishes as you repay 
  • Competitive rates with flexible repayment terms 
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Vacant Land

  • Competitive rates for purchasing vacant land 
  • Fixed and adjustable-rate options available 
  • Financing up to 80% for a future primary residence 
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Construction Loan

  • Competitive rates for home construction projects 
  • Interest-only payments during the construction phase 
  • Funds disbursed in stages as work is completed 
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